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UK House Buyers Glossary - T

This page of our online a to z glossary is for UK house buyers terms beginning with the letter 'T'.

• Tenancy - the occupancy of a property by a tenant which is governed by a set of agreed terms and conditions. A lease is usually signed.
• Tenant - a person who rents a property from a landlord.
• Title deeds - a legal document which shows who owns a piece of land. The title deed in registered land transactions is the land certificate.
• Top-up mortgage - a second mortgage which is taken out when the first lender is not prepared to lend enough for the purchase of a property.
• Tracker mortgage - a mortgage with an interest rate that tracks the Bank of England base rate.
• Transom - the window above a door.